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Medical – Flex-Tech

Medical – Flex-Tech

Flex-Tech Health Savings Account

Health Savings Accounts allow you to minimize the premium you pay from your paycheck while saving for the future with pre-tax contributions to a personal Health Savings Account. These tax advantaged accounts can be used to pay for qualified medical expenses as defined by the IRS. If you have money left at the end of the year or leave your job – the account goes with you allowing you to grow your medical expense savings. Flex-Tech contributes an annual amount into your HSA account either weekly or bi-weekly depending on your pay schedule.

Flex-Tech CORE Plan (PPO)​

With this PPO Plan you will:

  • Have all covered expenses (except preventive care), including prescription drugs, first applied to the deductible before Medical Mutual will start to pay.
  • Have a higher per pay period medical plan cost
  • Have preventive services covered at 100% for in-network services
  • Enjoy the predictability of set copay amounts

Flex-Tech Value Plan (HSA)

With a High Deductible Health Plan you will:

  • Enjoy lower per pay period medical costs
  • Have preventive services covered at 100% for in-network services
  • Be eligible for a Health Savings Account for tax-free deposits
  • Receive Flex-Techs annual contributions to your Health Savings Account
    •  

RESOURCES

PPO SBC
HSA 3750 SBC
HSA 5000 SBC
Medical Mutual Sword Summary
Make the Most of your Membership
Member Case Management
Medical Mutual App
Mutual Appreciation
WW Member
QuitLine Member
TeleHealth Flyer
Preventive Care Guidelines
Healthy Lifestyles
Fitness Discounts
Education Series

PLAN #1

Flex-Tech CORE Plan (PPO)

In-Network Out-of-Network
Deductible $2,500/$5,000 $5,000/$10,000
Maximum Out-of-Pocket $6,600/$13,200 $16,500/$33,000
Primary Care Visits $35 Copay 50% after deductible
Preventive Care 100% 50% after deductible
Specialist Visits $50 Copay 50% after deductible
Emergency Room $200 Copay $200 Copay
Urgent Care $50 Copay 50% after Deductible
Rx Retail Copays
Generic $10 Copay Not Covered
Preferred Brand $40 Copay Not Covered
Non-Preferred Brand $60 Copay Not Covered
Rx Mail Order
Generic $20 Copay Not Covered
Preferred Brand $80 Copay Not Covered
Non-Preferred Brand $120 Copay Not Covered

PLAN #2

Flex-Tech Value Plan (HSA) – $3,750 HDHP

In-Network Out-of-Network
Deductible $3,750/$7,500 $5,000/$10,000
Maximum Out-of-Pocket $6,450/$12,900 $19,500/$39,000
Primary Care Visits 20% after deductible 50% after Deductible
Preventive Care 100% 50% after Deductible
Specialist Visits 20% after Deductible 50% after Deductible
Emergency Room 20% after Deductible 20% after Deductible
Urgent Care 20% after Deductible 20% after Deductible
Rx Retail Copays
Generic $10 Copay Not Covered
Preferred Brand $40 Copay Not Covered
Non-Preferred Brand $60 Copay Not Covered
Rx Mail Order
Generic $20 Copay Not Covered
Preferred Brand $80 Copay Not Covered
Non-Preferred Brand $120 Copay Not Covered

PLAN #3

Flex-Tech Value Plan (HSA) – $5,000 HDHP

  In-Network Out-of-Network
Deductible $5,000/$10,000 $10,000/$20,000
Maximum Out-of-Pocket $8,300/$16,600 $19,500/$39,000
Coinsurance 20% after Deductible 50% after deductible
Primary Care 20% after Deductible 50% after deductible
Preventive Care No Charge 50% after deductible
Specialist Visits 20% after Deductible 50% after Deductible
Inpatient Visit  20% after Deductible 50% after Deductible
Outpatient Visit 20% after Deductible 50% after Deductible
Emergency Room  20% after Deductible
Urgent Care 20% after Deductible 50% after Deductible
Rx Retail Copays
Generic Deductible/20% Not Covered
Preferred Brand Deductible/20% Not Covered
Non-Preferred Brand Deductible/20% Not Covered
Rx Mail Order
Generic Deductible/20% Not Covered
Preferred Brand Deductible/20% Not Covered
Non-Preferred Brand Deductible/20% Not Covered
Flex Tech
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